Collecting Avios with credit cards

Earn up to 60,000 Avios^ with the RBC® British Airways Visa Infinite credit card.

Fancy earning enough Avios for a flight to London and back*? Apply for the RBC® British Airways Visa Infinite‡ credit card and you could get up to 60,000 bonus Avios^.

Here’s how:

  • Step 1: Receive 15,000 Avios as a welcome bonus when your application is approved^.
  • Step 2: Earn 35,000 bonus Avios when you spend $6,000 CAD on qualifying purchases within the first three months of account opening^.
  • Step 3: Receive another 10,000 bonus Avios after your first year^.

Then turn your spending into savings when you book a Reward Flight* with British Airways or any of the oneworld® partner airlines, or simply reduce the price of your British Airways flight when you part pay with Avios.

So let the RBC British Airways Visa Infinite credit card be the start of a new adventure: whatever you buy can help you fly.

Apply now

Annual Fee: $165, Additional Card: $75, Purchase Rate: 20.50%, Cash Advance Rate: 22.99% (21.99% if you reside in Quebec).

Note: This card requires a minimum personal income of $60,000 or a minimum household income of $100,000. Please note, this premium card can impose higher acceptance costs on merchants.

Main card benefits

  • Earn 1 Avios for every $1 CAD spent on qualifying net purchases**
  • Collect 2 Avios for every $1 CAD when you shop with British Airways and British Airways Holidays**
  • Earn a Companion Voucher when you spend $30,000 CAD on qualifying net purchases on your card within a calendar year˜

Plus, exclusively for cardholders, get 10% off British Airways round-trip flights commencing from Canada to London and beyond∞. Book with promotion code CARDOFFERC by December 31, 2024 and pay with your RBC British Airways Visa Infinite credit card∞.

Companion Voucher

Companion Vouchers are even more valuable and flexible than ever and can now be enjoyed with a companion or solo. Earn a Companion Voucher when you spend $30,000 CAD on qualifying net purchases on your card within a calendar year.

You can either take a companion with you on the same flight and cabin or, if travelling solo, get a 50% Avios discount on the cost of one reward seat ticket˜. Once you’ve earned your voucher, make sure to treat yourself to a vacation before it expires.

You’ve got 24 months from the time it lands in your inbox, so that’s plenty of time to find a reason for an adventure.

New to the Executive Club?

If you're not an Executive Club Member already, we’ll automatically enrol you into the Club when you get your RBC British Airways Visa Infinite credit card.

You’ll then be able to collect even more Avios on British Airways flights, holidays, selected car rentals and hotels as well as through other British Airways Executive Club partners.

More benefits with you in mind

Because we know you love to travel, take advantage of these extra benefits:

  • Broad travel insurance – 31-day out of country/province emergency medical insurance1 and protection for your trip2, hotel3 and rental car4. Even your eligible purchases get protection3.
  • The Visa Infinite Benefits – Get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits via visainfinite.ca

Enjoy savings at Petro-Canada‡, Doordash‡ and Rexall‡

  • Link your RBC British Airways Visa Infinite credit card to your Petro-Points card and instantly save 3¢/L on fuel▲ and always earn 20% more Petro-Points‡ at Petro-Canada when you pay with your linked card§. Check for more details.
  • Add your RBC British Airways Visa Infinite credit card to your DoorDash account to get a 12-month complimentary DashPass subscription† – a value of almost $120. With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your RBC credit card. Visit for more details.
  • Earn more Be Well points at Rexall when you scan your Be Well™ card and pay with your linked RBC British Airways Visa Infinite credit card to get 50 Be Well points for every dollar you spend on eligible purchases at Rexall††. Visit for more details.

Additional Fees

Cash Advance: $5.00
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)

Terms and Conditions

* Reward Flight Savers are British Airways’ best value Reward Flights. Reward Flight Saver offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight Saver, you need to have collected at least one Avios in the past 12 months. If you are not eligible for Reward Flight Saver, you’ll be shown the standard Reward Flight price instead with full taxes, fees and charges. Find out more about Reward Flights and/or Reward Flight Saver. Reward Flights are subject to availability. Based on a Reward Flight Saver off-peak, return fare for one passenger travelling in economy (World Traveller), from Toronto to London. All prices and Avios amounts quoted are correct as of July 2023.

^ To receive the 15,000 Avios welcome bonus, your application form must be approved by Royal Bank of Canada. Please allow up to 10 weeks after receipt of your card for the 15,000 Avios to be posted to your British Airways Executive Club account. If you are not currently a Member of the Executive Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite card. Please note that the postal address your Executive Club account membership is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your Executive Club account. The 35,000 bonus Avios will be awarded to you if a total of $6,000 CAD or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC British Airways Visa Infinite account within the first 3 full monthly statement periods (approximately 3 months from the date your account is opened), provided your credit card account is in good standing at the time you reach $6,000 CAD in qualifying transactions. Qualifying transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Please allow up to 15 weeks after this qualifying criteria is fulfilled for the 35,000 bonus Avios to be credited to your Executive Club. An additional 10,000 bonus Avios will be credited to your Executive Club account within 12-15 weeks after the one year anniversary of your account opening provided your credit card account remains active and in good standing. The Avios welcome bonus and the additional bonus Avios are not available to existing or former RBC British Airways Visa Infinite primary cardholders applying for or transferring to an RBC British Airways Visa Infinite credit card. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club Programme. See all Executive Club Terms and Conditions.

**Earn 2 Avios per $1 CAD spent on British Airways and British Airways Holidays and 1 Avios per $1 CAD spent on all other qualifying net purchases when you use your RBC British Airways Visa Infinite card. Avios are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Avios earned by the amounts originally charged. Where applicable, Avios are awarded based on the Canadian dollar equivalent of foreign currency purchase transactions. Avios is not refundable, transferable, and has no cash value. Please allow up to 8 weeks after transactions are processed to your credit card account for the Avios to be posted to your British Airways Executive Club account.

¶ Executive Club Members can reduce the price of their flight by logging into their Executive Club account, selecting their flights and using their Avios part payment options at the price page. Savings are subject to change. Different savings available per route, travel period, Avios balance and number of people in the booking. Please check full Terms and Conditions.

˜ Eligible Members who spend a minimum of $30,000 CAD on qualifying purchases on their Card in a calendar year (“calendar year” refers to the time period starting from January 1 through to December 31) will receive a maximum of one Companion Voucher for that calendar year. As an Eligible Member, you will be able to apply the Companion Voucher towards the purchase of a flight for a companion travelling with you, on the same Reward Flight (“Companion Ticket”).

Alternatively, for all valid Companion Vouchers earned, you can choose to use your Companion Voucher to make a solo Reward Flight booking, which will entitle you to a 50% discount on the Avios fare for your journey. Taxes fees and charges for you will still be payable (if travelling solo) or on your companion’s ticket (if travelling with a companion).

Please note that qualifying purchases exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the spend amount by the amounts originally charged.

When booking a Companion Ticket with a Companion Voucher, you can choose to make a full Avios redemption or from other Avios and cash price options (subject to payment of the Taxes, Fees and Charges for each seat). Only one Companion Voucher can be earned in any calendar year. If an Eligible Member reaches their spend target before the end of the calendar year then further spends, it will not accumulate towards another Companion Voucher. Eligible Members can begin earning towards their next Companion Voucher from January 1 each year. Please allow six (6) to eight (8) weeks for the Companion Voucher to be added to the British Airways Executive Club account after meeting the spending requirement.

The Companion Voucher entitles the Eligible Member to purchase a Companion Ticket at the time of booking a Reward Flight, without having to pay for the price of the companion’s flight. The Companion Voucher will be issued in the name of the primary cardholder, who must travel on any Companion Voucher booking. Reservations and bookings for both the Reward Flight of the Eligible Member and the Companion Ticket of the companion must be made at the same time, for the same flight, on the same date, in the same class and cabin and on the same passenger name record (PNR) for travel on the same itinerary.

Eligible Members will be responsible for paying, without limitation, the taxes, fees and carrier charges, related to the Companion Ticket. Prices shown are Reward Flight Saver redemptions. Reward Flight Savers are British Airways' best value Reward Flights. Reward Flight Saver offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight Saver, you need to have collected at least one Avios in the past 12 months. If you are not eligible for Reward Flight Saver, you’ll be shown the standard Reward Flight price instead with full taxes, fees and charges. Please find out more about Reward Flights and/or Reward Flight Saver. At the time of publication, a standard Reward Flight booking or a standard Companion ticket booking (non-Reward Flight Saver) would be subject to taxes, fees and carrier charges of approximately $870 return travel from Vancouver to London in economy (World Traveller) and approximately $1,900 per person based on business (World Traveller) travel. To make a booking, (including the Companion Ticket) Eligible Members must visit ba.com and log in using their membership number and PIN/Password. It is not possible to book a Reward Flight or a Companion Ticket by contacting a travel agent, or at the airport.

The Companion Award Voucher may be used for flights operated by British Airways only. Travel on franchise, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada. Companion Vouchers can be used on a one way or return flight. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada.

A Companion Voucher can only be used if and when an Eligible Member is booking a Reward Flight using Avios and cannot be combined with any other offer, promotion, mileage or frequent flyer programme. Full details of fare rules can be found on ba.com. All Reward Flights and Companion Tickets are subject to availability and there is no guarantee Eligible Members will be able to book a flight for a companion on the Eligible Member’s choice of flight and destination. The Companion Voucher is only valid if it has been acquired in accordance with these Terms and Conditions.

A Companion Voucher is valid for twenty-four (24) months from the date it is issued and must be exchanged for a Companion Ticket with travel commencing from Canada before the expiry date on the Companion Voucher. Eligible Members must still have a Card in good standing at the time of travel. British Airways and/or Royal Bank of Canada reserve(s) the right to refuse to issue or to honour any Companion Voucher in the event that the Eligible Member is in breach of either these RBC British Airways Visa Infinite Companion Voucher Terms and Conditions, their RBC Royal Bank Credit Card Agreement or Executive Club Terms and Conditions.

A maximum of two Companion Vouchers can be redeemed at any one time on the same booking e.g. [2] Avios reward fares plus [2] Companion Voucher tickets.

The Companion Voucher is not extendable, refundable, transferable, and has no cash or mileage value. At no time may the Companion Voucher be purchased, sold, or bartered but if it is, any such Companion Voucher will become void. Companion Vouchers are applicable to new and future bookings only; they cannot be used to amend or pay for existing bookings.

The Companion Ticket is subject to the Executive Club Terms and Conditions relating to Companion Vouchers. If the Eligible Member cancels the Companion Ticket booking more than twenty-four (24) hours prior to the scheduled departure of the outbound flight from Canada, British Airways will redeposit the Companion Voucher which will only be valid for the remainder of its original twenty-four (24) month expiry period based on the original date of issue. Reward Flight bookings and Companion Tickets cancelled within twenty-four (24) hours of departure will result in the Companion Voucher and Avios being cancelled without any possibility of being reissued or credited to the Eligible Member. Please visit the full British Airways Executive Club Terms and Conditions.

∞ 10% off British Airways flights when you book on ba.com/RBC10 and pay with your RBC British Airways Visa Infinite card. In order to take part in the 10% promotion, RBC British Airways Visa Infinite cardholders must log in at ba.com/RBC10 using their Executive Club username and PIN and make a roundtrip booking now through December 31, 2024 and enter the promotion code CARDOFFERC in the marked box on the Price Quote page of the booking process. A 10% discount is valid on the total roundtrip price, including taxes, fees and carrier charges, on mainline flights operated by British Airways purchased now through December 31, 2024 only. Travel must be fully completed by December 15, 2025 (departure and return). A 10% discount will appear during the final payment page. Fares not purchased through ba.com/RBC10 do not qualify for the discount. Discount is not valid for flights on code share or franchise carriers. All rules of roundtrip fare purchased apply, including advance purchase, minimum stay, weekend add-ons, and cancellation/refund rules. Offer is non-transferable and cannot be combined with any other offer. Valid for new bookings only made by Canadian residents paying in CAD using a valid British Airways Visa‡ card issued by Royal Bank of Canada for round-trip travel commencing from Canada to London and beyond. Discount is taken off the total roundtrip price of every ticket including taxes and fees on the same booking. 10% discount applies for up to eight passengers booked on the same British Airways booking for the same flights. Cardholder must travel to qualify for the 10% discount. Refunds from previously purchased fare types not permitted. The 10% discount not combinable with any other offer and is taken off valid, published fares only and is subject to availability. Offer is subject to British Airways fare rules and conditions of contract available on ba.com and may be limited or withdrawn at any time without advance notice. Other significant restrictions may apply. Newly enrolled Executive Club Members, please allow 24 hours to use the promotion code. British Airways, not Royal Bank of Canada, is responsible for the Terms and Conditions of this offer and the British Airways Executive Club program.

1 Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

2 Coverage underwritten by RBC Insurance Company of Canada. Please refer to the insurance certificate for complete details.

3 Coverage underwritten by Aviva General Insurance Company in the province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

4 Coverage underwritten by Aviva General Insurance Company.

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.

To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction. Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases.

§ Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro ‑ Points Terms and Conditions.

† For more details on the Doordash/RBC Complimentary Program, visit here.

†† For more details on the RBC and Rexall Linked Loyalty Program, visit here.

®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).